Homeowners Insurance

Vacant Home Insurance


In a near-stagnant real estate market, many Louisiana homeowners find that selling a home is not as easy as it used to be. Many Louisiana homeowners who have tried to sell their home have been forced to move into a new house before they are able to sell their old one, leaving the old house vacant for months on end. Louisiana homeowners insurance only covers the home in which you currently live, unless you add vacant home insurance to your existing policy.

Usually, Louisiana homeowners insurance policies do not extend to include vacant property because most insurance companies see vacant property as a liability. Vacant property is often more vulnerable to vandalism than property that is occupied. As your Louisiana neighbors, we understand the importance of having your vacant property protected. After all, it’s still your property. You have every right to have it protected. Our certified insurance agents will find the right vacancy policy to add to your Louisiana homeowners insurance to make sure your home is covered in the event of property damage or liability.